Our Services
​We clean up your credit and raise your credit scoresIf a caveman
had a credit report, he’d choose The Credit People. That’s how easy our service is.
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Late Payments
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Collection
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Repossessions
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Student Loan
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Charge-offs
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Bankruptcies
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Debt Management
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Judgement
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Tax Liens
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Foreclosure
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Identity Fraud
Credit Counseling Services
Our goal is simple. We want to be able to help you get your credit back on track so that you can start moving forward with your life. We know how hard it can be living with bad credit, the extra money that it costs, and the added stress it can add to your life.
How Does Credit Repair Works?
Getting back on track has never been easier! We have made our credit report repairing process simple and easy to follow.
EQ
TU
EX
CHALLENGE
We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.​
DISPUTE
We ask your creditors to verify the negative items they're reporting. If they can't they are required by law to stop reporting them.
MONITOR
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.
Secure Client Portal​
This will help you keep track of how your credit repair process is going.
​​Clean Up Your Past
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We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track Your Present
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​Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores
Change Your Future
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We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​
5-STAR SERVICE
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Not only will you get a specialized game plan, 24/7 tracking of your credit health, and credit education that will help you elevate your future. You will also get our 5-star service that our clients are raving about!
CREDIT SCORE FACTS
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79% of ALL credit scores have an error on them.
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The average credit score in the United States is 687.
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A credit file does not exist for an estimated 45 million Americans.
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When a collection is paid off, it is not removed from your credit report.
Our Client's Approval Ratings After Working With Us
72%
APPROVED FOR AUTO LOANS
79%
APPROVED FOR HOME LOANS
86%
APPROVED FOR NEW CREDIT
77%
APPROVED FOR REFINANCING